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Recent Articles

Oct
16
2019
The Ultimate Guide to Closing Costs
Just like when you purchase a car, the listed price of the home does not include the additional fees. Essentially, the "sticker price" is not the out-the-door price. For home purchases, these additional fees are lumped together and called "closing costs." Here are the fees you can expect...
Oct
09
2019
Locked vs Floating Mortgage Rate: Which Is Better?
Mortgage rates have been relatively consistent, but don't let that get you too comfortable. Rates are changing all the time  --by how much, and whether it will be in your favor, we cannot say. We can make intelligent guesses, but we can't predict with any certainty...
Oct
07
2019
Road Signs: Barry Habib's Weekly Update for October 7, 2019
Click HERE for your PDF Version of Road Signs by Barry HabibOctober 7, 2019 Unemployment remains low and earnings continue to rise.  Call me anytime to continue the dialogue. Mike NMLS: 1314188720.213.626.mike@efficientlending.net
Oct
02
2019
Financial Benefits of Buying a Home in a College Town
Even if you’re done with college or if your children are years away from higher education, there are still many benefits to living in a college town. And don’t think that college towns are all small towns. College towns can be as urban as Tallahassee, Florida, thriving with...
Oct
01
2019
Road Signs: Barry Habib's Weekly Update for September 30, 2019
Click HERE for your PDF version of Road Signs by Barry Habib Weekly Update for September 30, 2019 Pending Home Sales Pending Home Sales, which measures signed contracts on existing homes and is a good leading indicator for Existing Home Sales, were up 1.6% in August. This reading was...
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