Welcome to the Efficient Lending, Inc landing page.

You are here because you showed an interest in learning more about mortgage possibilities...click on a loan type that fits your needs to get started on your wealth-building journey!

If you would like a personal call from Mike, this will allow him to get in touch with you for a free consultation. 

Thanks for stopping by and I look forward to speaking with you soon.

Select Loan Type
Home Refinance
Home Purchase
Home Equity
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Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation.

By providing your SSN, our brokers will know you're sincere about obtaining a loan. You will get better rates & terms, and your credit will never be affected.

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Select Property Type
Single Family
Multi Family
Condominium
Townhouse
Manufactured Home
What Is The Property Use
Primary Residence
Vacation Home
Investment
How Is Your Credit?
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Very Good
Good
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Have You Already Found A Home
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Estimated Purchase Price
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Down Payment
0% VA/USDA
3% Conv.
3.5% FHA
5%

10%
20%
Military Service?
Yes
No
You Expect To Buy Within?
30-45 Days
2-3 Months
6 Months
Longer
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Tell Us About Yourself
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Property Zip
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Contact Information
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