Mortgage Approval checklist
Published on 06/11/2026
Week of June 1, 2026 in Review Labor market data paints a resilient picture, while home price forecasts highlight the long-term opportunity in homeownership. Here are the key takeaways.
Published on 06/08/2026
Hello, I'm Mike Nelson, President and CEO of Efficient Lending, Inc. (NMLS 1876539). At Efficient Lending, we specialize in originating residential mortgages across Colorado, Texas, and Florida with a focus on truly understanding your unique needs, delivering honest explanations of the nuances that matter, and helping you secure a low-cost mortgage that builds generational wealth and lasting legacy for your family.
Published on 06/07/2026
The U.S. housing market in 2026 is no longer the frenzied seller’s market of 2021–2022, nor the frozen conditions of high-rate 2023–2024. We’re entering a shifting balance — one where inventory gains are giving buyers more breathing room while sellers must adapt to realistic expectations. Here’s what both sides need to understand right now.
Published on 06/02/2026
Week of May 25, 2026 in Review Annual inflation moved higher in April, while new home sales came in below expectations. At the same time, long-term home price forecasts continue to reinforce the wealth-building potential of homeownership. Here are the key takeaways.
Published on 06/01/2026
Week of May 18, 2026, in Review April saw a slowdown in single-family housing construction, even as signed contracts for existing homes rose for a third straight month and beat expectations. Meanwhile, the Federal Reserve’s April meeting minutes highlighted disagreement among policymakers over the path forward. Here are the key takeaways.
Published on 05/26/2026
What to do if rates drop after you locked your rate?
Published on 05/22/2026
Week of May 11, 2026, in Review Inflation accelerated in April at both the consumer and wholesale levels, alongside a modest increase in existing home sales. Here are the key takeaways.
Published on 05/18/2026
