Recent Articles

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Navigating 2026: Strategies for Real Estate Success in a Changing Market

Get your clients ready for the evolving market! Discover fun strategies to turn challenges into opportunities and help them find their dream homes.

Published on 01/09/2026

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Is 20% Down Payment a Must in Waco? Here's What You Need to Know

Many buyers think a 20% down payment is required, but there are options! Discover flexible financing solutions that can help you achieve homeownership sooner.

Published on 01/09/2026

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Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

Published on 12/30/2025

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Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.

Published on 12/18/2025

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Recapping the Federal Reserve's December 10, 2025 Meeting: Key Insights on Rates, the Labor Market, and What It Means for Homebuyers

The Fed approved a 0.25% rate cut—the third consecutive reduction of 2025—lowering the federal funds rate to a range of 3.50%–3.75%. This decision wasn't unanimous, with three dissents highlighting divisions: one member favored a larger 0.50% cut, while two preferred holding steady. Chair Jerome Powell described the move as positioning policy in a neutral range, allowing the Fed to "wait and see" how the economy evolves amid ongoing data.

Published on 12/16/2025

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Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.

Published on 12/10/2025

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50-Year Mortgages: Dream Deal or Debt Nightmare?

Today, I want to dive deep into a topic that's been buzzing in the real estate world: the 50-year mortgage. It sounds appealing at first glance, right? Lower monthly payments that make homeownership feel more accessible. But is it really a smart move, or could it turn into a financial pitfall that hinders your path to generational wealth?

Published on 12/08/2025

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This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.

Published on 12/06/2025

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Stronger Data Last Week Caused a Slight Rate Bump

Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners

Published on 12/01/2025