The Federal Reserve’s latest FOMC meeting wrapped up yesterday, and Kevin Warsh—now in his second press conference as Fed Chair—continued the post-meeting tradition of speaking directly to the public through the end of this year. The remaining meetings are September 16, October 28, and December 9.
Published on 07/31/2026
I have a serious question: Scotsman Guide News (the mortgage news agency) sent me an email today summarizing 3 headlines.
Published on 07/30/2026
Week of July 20, 2026, in Review: New home sales came in stronger than expected, home prices continued to appreciate, and geopolitical tensions kept oil markets volatile. Here's what you need to know.
Published on 07/27/2026
Should you sell your current home before buying your next one? Learn the pros, cons, financing options, and key factors that can help you make the best move for your financial situation.
Published on 07/27/2026
Welcome. I’m Mike Nelson, CEO of Efficient Lending, Inc. (NMLS 1876539). We’re a residential mortgage brokerage headquartered in Waco, Texas, and we originate loans in Colorado, Texas, and Florida. I spend a lot of time traveling between these three states helping people buy homes, refinance, and build something that lasts.
Published on 07/22/2026
Week of July 13, 2026 June brought some welcome inflation news, while housing market updates were mixed. Construction activity rebounded, but home sales declined.
Published on 07/20/2026
Learn the difference between hazard insurance and homeowners insurance, what lenders require, what each policy covers, and how understanding both helps prevent closing day surprises.
Published on 07/20/2026
Six months into 2026, it’s time for a reality check. In this candid mid-year review, I’m joined by Paul Gusoff (Southern California real estate veteran) and Tom Bonetto (Arizona & California mortgage expert) to compare our January predictions against today’s market.
Published on 07/16/2026
For many homeowners and investors, their home isn’t just where they live—it’s also their largest financial asset. Over the past several years, home values have increased dramatically across much of the country, leaving many homeowners with significant untapped equity. The question is: Is that equity working for you?
Published on 07/13/2026
