Recent Articles

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Energy Fuels Inflation, Home Sales Improve - MBS Highway Weekly Update, June 15, 2026

Week of June 8, 2026 in Review Elevated energy and gasoline costs pushed inflation higher in May, while existing home sales reached their fastest pace of the year. Here are the key takeaways.

Published on 06/15/2026

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Condos Reward the Prepared Buyer

Condos Reward the Prepared Buyer

Published on 06/15/2026

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Should You Give Up Your 3% Mortgage Rate? 5 Questions Every Homeowner Should Ask.

Over the past several years, one phrase has become increasingly common among homeowners: “I’d love to move, but I can’t give up my mortgage rate.” It’s an understandable concern. Millions of homeowners purchased or refinanced their homes when mortgage rates were at historic lows, and many now enjoy rates in the 2% to 4% range. When current mortgage rates are significantly higher, it’s easy to feel as though moving simply isn’t an option.

Published on 06/11/2026

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Mortgage Approval Documents: Know Before You Apply

Mortgage Approval checklist

Published on 06/11/2026

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Jobs Data and Home Price Forecasts Signal Strength - MBS Highway Weekly Update 6-8-26

Week of June 1, 2026 in Review Labor market data paints a resilient picture, while home price forecasts highlight the long-term opportunity in homeownership. Here are the key takeaways.

Published on 06/08/2026

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Weekly Real Estate & Mortgage Market Summary: Opportunities in Colorado, Texas, and Florida – June 2026

Hello, I'm Mike Nelson, President and CEO of Efficient Lending, Inc. (NMLS 1876539). At Efficient Lending, we specialize in originating residential mortgages across Colorado, Texas, and Florida with a focus on truly understanding your unique needs, delivering honest explanations of the nuances that matter, and helping you secure a low-cost mortgage that builds generational wealth and lasting legacy for your family.

Published on 06/07/2026

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What Home Sellers and Buyers Need to Know About the Shifting 2026 Market Balance

The U.S. housing market in 2026 is no longer the frenzied seller’s market of 2021–2022, nor the frozen conditions of high-rate 2023–2024. We’re entering a shifting balance — one where inventory gains are giving buyers more breathing room while sellers must adapt to realistic expectations. Here’s what both sides need to understand right now.

Published on 06/02/2026

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Inflation Ticks Higher, Housing Appreciation Forecasts Hold Firm - MBS Highway May 25, 2026 Review

Week of May 25, 2026 in Review Annual inflation moved higher in April, while new home sales came in below expectations. At the same time, long-term home price forecasts continue to reinforce the wealth-building potential of homeownership. Here are the key takeaways.

Published on 06/01/2026

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The Wealth Ladder

Homeownership builds wealth

Published on 06/01/2026