A recent podcast episode and swift market reaction highlight the challenges of navigating today’s uncertain rate environment. At Efficient Lending, we’re here to cut through the noise with honest, transparent guidance tailored to your needs in Colorado, Texas, and Florida.
Published on 07/01/2026
I’m Mike Nelson, CEO and Mortgage Loan Originator at Efficient Lending, Inc., a residential mortgage company headquartered in Waco, Texas. We proudly originate loans across Colorado, Texas, and Florida. One of the great joys of this work is traveling between these states, sitting down with buyers, real estate agents, and industry partners to build real relationships grounded in trust. It’s been a little while since my last podcast episode — like many creators, I hit a stretch of burnout. Editing and producing quality content takes significant time and effort. But this morning, a Wall Street Journal headline motivated me to get back on the mic.
Published on 06/29/2026
Week of June 22, 2026 in Review Inflation moved higher in May, though falling oil prices could help ease inflation pressures in the coming months. In housingnews, new home sales fell to their second-lowest level in nearly four years. Here are the key takeaways.
Published on 06/29/2026
The Federal Open Market Committee (FOMC) concluded its June 16-17, 2026 meeting last week. Here’s a clear recap of what happened, why it matters, and what it could mean for mortgage rates and your real estate goals.
Published on 06/23/2026
Week of June 15, 2026 in Review Markets got a dose of good news as the United States and Iran signed an agreement to extend their ceasefire and reopen theStrait of Hormuz, easing concerns about global energy supplies. Meanwhile, the Fed held rates steady in Kevin Warsh's first meeting as Chair, and housing data was mixed.
Published on 06/23/2026
Homebuying tips FSBO
Published on 06/22/2026
Week of June 8, 2026 in Review Elevated energy and gasoline costs pushed inflation higher in May, while existing home sales reached their fastest pace of the year. Here are the key takeaways.
Published on 06/15/2026
