Recent Articles

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Labor Market Softens While Housing Holds Strong: What February 2026 Means for Homebuyers

As we move through February 2026, new economic data shows a labor market that is losing steam, yet the housing market continues to demonstrate resilience. For homebuyers, homeowners, and real estate investors, understanding these trends is essential for making smart mortgage decisions. At Efficient Lending, Inc., my mission is to bring clarity, transparency, and low-cost mortgage solutions to families building legacy and generational wealth through real estate. Here is what you need to know from this week’s economic update.

Published on 02/09/2026

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“Understanding 2026 Mortgage Rate Trends: Empowering Your Clients’ Buying Decisions”

Stay ahead in today’s market by mastering 2026 mortgage rate trends. Help your clients make informed decisions for a smoother, more confident home-buying experience.

Published on 02/06/2026

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Loyalty to Your Bank? Even With Your Home-Loan?

Decided whether you are should use your bank or a mortgage broker?

Published on 02/06/2026

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The Cost of Waiting to Purchase Real Estate – Why Delaying Might Cost You More Than You Think

Homeownership isn't just about having a place to live—it's one of the most reliable ways to build generational wealth and a lasting legacy through equity, appreciation, and stable housing costs. Let's break down why putting off your purchase could end up costing you far more in the long run.

Published on 02/03/2026

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MBS Highway Weekly Update - Week of January 26, 2026 In Review

Fed Holds Rates Steady, Trump Names Chair Pick President Trump named his pick for the next Fed chair, the Fed held rates steady at its first meeting of the year, and home pricedata pointed to renewed national strength. Here’s a look at the key highlights.

Published on 02/02/2026

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“Maximize Client Success by Partnering with the Ideal Lender”

Unlock smoother transactions and happy clients by teaming up with the right lender. Discover how strong lender partnerships can boost your business and solve client challenges.

Published on 01/30/2026

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Refinancing Isn’t Just About the Rate — It’s About Your Options

Learn what options refinancing makes available to you.

Published on 01/28/2026

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Master the Mortgage Maze: Equip Your Clients for Homebuying Success!

Help your clients navigate the mortgage landscape with confidence. Empower them with knowledge to overcome hurdles and simplify their homebuying journey.

Published on 01/27/2026

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Weekly Market Update – January 19, 2026 - Powered by MBS Highway

Last week’s economic data offered a blend of stable inflation progress, a seasonal slowdown in housing activity, and continued strength across key economic sectors. Here’s a clear breakdown of what’s shaping today’s market environment.

Published on 01/26/2026