Looking Back: 2025 Forecast Accuracy Before diving into the outlook for 2026, let’s take a moment to review the accuracy of last year’s predictions. The forecasts for the 10-year Treasury and 30-year fixed mortgage rates were remarkably close to the actual outcomes. The anticipated low for the 10-year Treasury was 3.8%—the actual figure was 3.89%. For 30-year fixed mortgages, the forecasted range was 5.75% to 6%, with the actual low at 6.1%. Even the spread between the 10-year Treasury and 30-year fixed mortgage rates, home price appreciation, and unemployment rates were all forecast with impressive precision.
Published on 01/14/2026
Find out what the experts are anticipating for 2026 housing
Published on 01/12/2026
Navigating rising and falling rates can feel overwhelming, but understanding your options can empower you to find your dream home with ease. Let’s simplify the process together.
Published on 01/11/2026
Get your clients ready for the evolving market! Discover fun strategies to turn challenges into opportunities and help them find their dream homes.
Published on 01/09/2026
Many buyers think a 20% down payment is required, but there are options! Discover flexible financing solutions that can help you achieve homeownership sooner.
Published on 01/09/2026
A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.
Published on 12/30/2025
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Published on 12/18/2025
The Fed approved a 0.25% rate cut—the third consecutive reduction of 2025—lowering the federal funds rate to a range of 3.50%–3.75%. This decision wasn't unanimous, with three dissents highlighting divisions: one member favored a larger 0.50% cut, while two preferred holding steady. Chair Jerome Powell described the move as positioning policy in a neutral range, allowing the Fed to "wait and see" how the economy evolves amid ongoing data.
Published on 12/16/2025
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Published on 12/10/2025
