Recent Articles

post image

Is Refinancing Your Mortgage the Right Move?

Find out if refinancing is right for you.

Published on 02/27/2026

post image

Delayed Housing, Inflation, and GDP Data Released - MBS Highway Weekly Review

Week of February 16, 2026, in Review - Powered by MBS Highway The government has released delayed reports on home construction, home sales, GDP, and the Fed’s preferred inflation measure, PCE, following last fall’s shutdown. Here’s a look at the key highlights.

Published on 02/23/2026

post image

The WiseMove App: The Smarter Way to Move, Store, and Stay Organized

The WiseMove App is designed to make moving, storage, and everyday organization easier and far less stressful. Anyone who has ever packed boxes for a move or stored items long term knows how frustrating it can be to lose track of belongings. WiseMove addresses this common problem by giving users a simple way to document, track, and search for their items so they always know what they have and where it is.

Published on 02/20/2026

post image

Housing Affordability in 2026: Why Rates Are not the Only Factor

Learn about home affordability factors with examples nationwide.

Published on 02/20/2026

post image

Building Generational Wealth: How Mortgages Fit into Real Estate Legacy Planning

As a mortgage professional helping families in Colorado, Texas, and Florida, I've seen firsthand how the right home financing isn't just about buying a house—it's about creating lasting security and passing down real wealth to future generations. Real estate has long been one of the most reliable paths to generational wealth, and in today's market, smart mortgage choices play a central role.

Published on 02/18/2026

post image

Labor Market Softens While Housing Holds Strong: What February 2026 Means for Homebuyers

As we move through February 2026, new economic data shows a labor market that is losing steam, yet the housing market continues to demonstrate resilience. For homebuyers, homeowners, and real estate investors, understanding these trends is essential for making smart mortgage decisions. At Efficient Lending, Inc., my mission is to bring clarity, transparency, and low-cost mortgage solutions to families building legacy and generational wealth through real estate. Here is what you need to know from this week’s economic update.

Published on 02/09/2026

post image

“Understanding 2026 Mortgage Rate Trends: Empowering Your Clients’ Buying Decisions”

Stay ahead in today’s market by mastering 2026 mortgage rate trends. Help your clients make informed decisions for a smoother, more confident home-buying experience.

Published on 02/06/2026

post image

Loyalty to Your Bank? Even With Your Home-Loan?

Decided whether you are should use your bank or a mortgage broker?

Published on 02/06/2026

post image

The Cost of Waiting to Purchase Real Estate – Why Delaying Might Cost You More Than You Think

Homeownership isn't just about having a place to live—it's one of the most reliable ways to build generational wealth and a lasting legacy through equity, appreciation, and stable housing costs. Let's break down why putting off your purchase could end up costing you far more in the long run.

Published on 02/03/2026