Recent Articles

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Borrower — Rates Are at a 3-Year High, but Sellers Are Negotiating. Don’t Wait, Negotiate - Here is the math.

Mortgage rates are at their highest in about 3 years, but home sellers in TX, CO & FL are cutting deals. A seller-paid rate buydown can save you far more each month than a price cut. Here’s the math:

Published on 10/06/2026

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How To Protect Your Credit Score During a Move?

Smart 2026 credit moves to help homebuyers protect their credit profile while moving and preparing for a mortgage.

Published on 10/05/2026

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UAD 3.6 Is Coming: What Real Estate Agents Should Start Putting in MLS Listings Now

Residential appraisals are changing significantly, and real estate agents should prepare now. Fannie Mae and Freddie Mac are transitioning to the Uniform Appraisal Dataset (UAD) 3.6 and a redesigned Uniform Residential Appraisal Report.

Published on 09/29/2026

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Ask for Seller Concessions or a Rate Buydown — Not Just a Lower Price

If you’re shopping for a home right now, you have more leverage than you’ve had in years — and how you use it matters.

Published on 09/29/2026

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Fed Talk and Geopolitics Shake Markets — New Home Sales Hit a 2026 High - Powered by MBS Highway

Hi, this is Mike Nelson with your weekly market update. Markets had a volatile week. Comments from Federal Reserve officials and fresh geopolitical headlines both played a role.

Published on 09/28/2026

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Veterans: Did You Know You Had These Benefits?

Discover VA loan benefits beyond zero down, including no monthly mortgage insurance, flexible credit guidelines, multi-unit properties, assumable loans and more.

Published on 09/28/2026

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Fed Hikes Rates, Home Construction Cools - MBS Highway Weekly Update - 9-14-26

The Fed hiked rates for the first time in three years, while new home construction slowed and home contract signings edged up slightly from the previous month. Here's what you need to know

Published on 09/21/2026

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Is 7% The New Normal? What I'm Telling Buyers Waiting for 6%

Understand why mortgage rates may stay near 7% and what buyers should consider before waiting for 6%.

Published on 09/21/2026

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HELOC for Primary Residences and Investment Properties Through Efficient Lending, Inc

This HELOC is unique in that the application takes 5 minutes to complete online, does not run hard credit, can be closed in as little as 5 business days, can be a fixed rate or variable, and they can even be used for investment properties vesting in an LLC.

Published on 09/16/2026