Recent Articles

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What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.

Published on 11/06/2025

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Decoding Federal Reserve Signals and Analyzing August Home Appreciation Trends

Join me on Mosaic: The Stories of Real Estate, where I examine the Federal Reserve's upcoming announcement and Chairman Jerome Powell's remarks.

Published on 10/29/2025

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Navigating the Summer Dip: What a 0.3% Drop in Home Values Really Means for You

If you're like most of my clients in Colorado, Texas, or Florida, you're keeping a close eye on the housing market—especially when headlines start talking about "dips" in home values. Let's break down the latest data from July to August and what it actually means for your mortgage and long-term real estate goals.

Published on 10/29/2025

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Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

Published on 10/29/2025

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Join Us On Mosaic as We Chat With Virginia Sellars Head of Brokerage at Key Renter Property Management - Denver

In this episode of Mosaic, we sit down with Virginia Sellars, Head of Brokerage at Key Renter Property Management—Denver. With her extensive expertise in real estate and property management, Virginia shares her inspiring journey of creating generational wealth and a lasting legacy through strategic property investments and sales in the vibrant Denver, Colorado market.

Published on 10/22/2025

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Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Published on 10/22/2025

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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Published on 10/15/2025

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Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

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Mosaic: The Stores of Real Estate - The September 2025 Mortgage and Real Estate Update is Out.

September 2025 will go down in the annals of real estate as a month that kept everyone on their toes—myself included. Just when we thought the stars were aligning for smoother sailing, the market threw us a curveball (or three). If you're a homebuyer, seller, or just someone who's been eyeing that dream property, buckle up. This month's Mortgage and Real Estate Update is all about unpacking the chaos and spotting the opportunities amid the storm.

Published on 10/06/2025