The U.S. housing market in 2026 is no longer the frenzied seller’s market of 2021–2022, nor the frozen conditions of high-rate 2023–2024. We’re entering a shifting balance — one where inventory gains are giving buyers more breathing room while sellers must adapt to realistic expectations. Here’s what both sides need to understand right now.
Published on 06/02/2026
Week of May 25, 2026 in Review Annual inflation moved higher in April, while new home sales came in below expectations. At the same time, long-term home price forecasts continue to reinforce the wealth-building potential of homeownership. Here are the key takeaways.
Published on 06/01/2026
Week of May 18, 2026, in Review April saw a slowdown in single-family housing construction, even as signed contracts for existing homes rose for a third straight month and beat expectations. Meanwhile, the Federal Reserve’s April meeting minutes highlighted disagreement among policymakers over the path forward. Here are the key takeaways.
Published on 05/26/2026
What to do if rates drop after you locked your rate?
Published on 05/22/2026
Week of May 11, 2026, in Review Inflation accelerated in April at both the consumer and wholesale levels, alongside a modest increase in existing home sales. Here are the key takeaways.
Published on 05/18/2026
Hello, I’m Mike Nelson, owner of Efficient Lending, Inc. (NMLS: 1876539). I originate residential mortgages across Colorado, Texas, and Florida, and I spend my days on the phone with homebuyers and real estate partners like you, helping families find the right financing to build generational wealth. Mortgage rates fluctuate daily—sometimes multiple times in a single day—so smart rate shopping is more important than ever. Yet many buyers unintentionally make costly mistakes that lead to confusion, delays, or even losing the home they want.
Published on 05/13/2026
Labor market data sent mixed signals, but the housing market continued to show resilience, with home price forecasts and new home sales remaining strong. Here are the key takeaways.
Published on 05/11/2026
