The Federal Open Market Committee (FOMC) concluded its June 16-17, 2026 meeting last week. Here’s a clear recap of what happened, why it matters, and what it could mean for mortgage rates and your real estate goals.
Published on 06/23/2026
Week of June 15, 2026 in Review Markets got a dose of good news as the United States and Iran signed an agreement to extend their ceasefire and reopen theStrait of Hormuz, easing concerns about global energy supplies. Meanwhile, the Fed held rates steady in Kevin Warsh's first meeting as Chair, and housing data was mixed.
Published on 06/23/2026
Homebuying tips FSBO
Published on 06/22/2026
Week of June 8, 2026 in Review Elevated energy and gasoline costs pushed inflation higher in May, while existing home sales reached their fastest pace of the year. Here are the key takeaways.
Published on 06/15/2026
Over the past several years, one phrase has become increasingly common among homeowners: “I’d love to move, but I can’t give up my mortgage rate.” It’s an understandable concern. Millions of homeowners purchased or refinanced their homes when mortgage rates were at historic lows, and many now enjoy rates in the 2% to 4% range. When current mortgage rates are significantly higher, it’s easy to feel as though moving simply isn’t an option.
Published on 06/11/2026
Mortgage Approval checklist
Published on 06/11/2026
Week of June 1, 2026 in Review Labor market data paints a resilient picture, while home price forecasts highlight the long-term opportunity in homeownership. Here are the key takeaways.
Published on 06/08/2026
Hello, I'm Mike Nelson, President and CEO of Efficient Lending, Inc. (NMLS 1876539). At Efficient Lending, we specialize in originating residential mortgages across Colorado, Texas, and Florida with a focus on truly understanding your unique needs, delivering honest explanations of the nuances that matter, and helping you secure a low-cost mortgage that builds generational wealth and lasting legacy for your family.
Published on 06/07/2026