Recent Articles

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Fed Holds Rates Steady: Key Takeaways from the June 2026 FOMC Meeting

The Federal Open Market Committee (FOMC) concluded its June 16-17, 2026 meeting last week. Here’s a clear recap of what happened, why it matters, and what it could mean for mortgage rates and your real estate goals.

Published on 06/23/2026

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Home Sales Rise, Fed Holds Rates Steady - Weekly Update Powered by MBS Highway

Week of June 15, 2026 in Review Markets got a dose of good news as the United States and Iran signed an agreement to extend their ceasefire and reopen theStrait of Hormuz, easing concerns about global energy supplies. Meanwhile, the Fed held rates steady in Kevin Warsh's first meeting as Chair, and housing data was mixed.

Published on 06/23/2026

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Buying a Home Directly From the Seller? Read This First

Homebuying tips FSBO

Published on 06/22/2026

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Energy Fuels Inflation, Home Sales Improve - MBS Highway Weekly Update, June 15, 2026

Week of June 8, 2026 in Review Elevated energy and gasoline costs pushed inflation higher in May, while existing home sales reached their fastest pace of the year. Here are the key takeaways.

Published on 06/15/2026

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Condos Reward the Prepared Buyer

Condos Reward the Prepared Buyer

Published on 06/15/2026

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Should You Give Up Your 3% Mortgage Rate? 5 Questions Every Homeowner Should Ask.

Over the past several years, one phrase has become increasingly common among homeowners: “I’d love to move, but I can’t give up my mortgage rate.” It’s an understandable concern. Millions of homeowners purchased or refinanced their homes when mortgage rates were at historic lows, and many now enjoy rates in the 2% to 4% range. When current mortgage rates are significantly higher, it’s easy to feel as though moving simply isn’t an option.

Published on 06/11/2026

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Mortgage Approval Documents: Know Before You Apply

Mortgage Approval checklist

Published on 06/11/2026

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Jobs Data and Home Price Forecasts Signal Strength - MBS Highway Weekly Update 6-8-26

Week of June 1, 2026 in Review Labor market data paints a resilient picture, while home price forecasts highlight the long-term opportunity in homeownership. Here are the key takeaways.

Published on 06/08/2026

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Weekly Real Estate & Mortgage Market Summary: Opportunities in Colorado, Texas, and Florida – June 2026

Hello, I'm Mike Nelson, President and CEO of Efficient Lending, Inc. (NMLS 1876539). At Efficient Lending, we specialize in originating residential mortgages across Colorado, Texas, and Florida with a focus on truly understanding your unique needs, delivering honest explanations of the nuances that matter, and helping you secure a low-cost mortgage that builds generational wealth and lasting legacy for your family.

Published on 06/07/2026