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Recent Articles

Mar
04
2021
Does Buying A House Help Raise Your Credit Score?
A solid credit score is necessary to get approved for a home loan. That's why we recommend against opening any new lines of credit or making large purchases on credit when applying for a home loan --these actions lower your score, resulting in getting denied a mortgage.  But what...
Mar
03
2021
3 Pillars of Efficient Lending
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.   Efficient Lending, Inc has relationships with many of the...
Feb
25
2021
First-Time Home Buyers Must Avoid These Mistakes
There are many common mistakes first-time home buyers make. Some are minor, while others can end up being costly. Fortunately, several of these mistakes are avoidable. Please read and share this article with other first-time home buyers to help them spot these common errors before...
Feb
18
2021
"How Long Does It Take To Purchase a Home?"
Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real estate agent affect your timeline. But generally speaking, it takes about 30 – 60 days from start to finish to buy a home. Let's take a closer look at the homebuying timeline so that...
Feb
10
2021
"Is a Home Equity Loan Right For Me"
One of the most valuable benefits of owning a home is building equity. Whenever you need a considerable amount of cash, you can get it by borrowing against your equity with a home equity loan. How you use the funds is up to you. Some choose to remodel the kitchen. Others need it to pay off...
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